Savings accounts typically generate very little in the way of investment returns. In a Roth IRA, you can invest in almost any security you could buy in any regular investment account, such as stocks, mutual funds and bonds. Since a Roth is designed for long-term investments, you can typically be a bit more aggressive than with your other investments, because it's likely that the money will be invested long enough to ride out any short-term declines in value. (责任编辑:) |