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Budgeting

时间:2025-07-17 00:18来源: 作者:admin 点击: 11 次
Both a savings account and a Roth IRA allow you to save for future needs. Savings accounts generally provide short-term or emergency funds, while a Ro

Savings accounts typically generate very little in the way of investment returns. In a Roth IRA, you can invest in almost any security you could buy in any regular investment account, such as stocks, mutual funds and bonds. Since a Roth is designed for long-term investments, you can typically be a bit more aggressive than with your other investments, because it's likely that the money will be invested long enough to ride out any short-term declines in value.

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