How do I get a Cash App Card for free?

Once you create a Cash App account, you can design and request your Cash App Card for free.

It usually takes around 10 business days for the debit card to arrive in the mail. When your debit card arrives, simply activate it with the QR code provided and you’re good to go. You can use the Cash App Card on transactions anywhere Visa is accepted, with no hidden fees.

Can I use my Cash App Card with Apple or Google Pay?

You can order a Cash App Card directly in the app.

Yes! And you can start using it immediately, there’s no need to wait for your physical debit card to arrive in the mail. Just pull up your Cash App Card details in the mobile app, and then add it to Apple or Google Pay—same as you would any other debit card.

OK, so what are offers?

Offers let you save money instantly when you use your Cash App Card at coffee shops, restaurants, and places you love to shop.

You can add one offer to your card at a time. Choose your favorite to activate it, and swap it out for another whenever you want. It’s discounts—tailored to you.

We’re constantly adding new offers. You can scope them all out in the mobile app.

How do I use Cash App to pay for things?

Cash App Pay is the fast, easy payment method accepted by many stores and online retailers worldwide.

How does it work? In stores, simply scan a QR code with your mobile app for a fast, contactless checkout. Online, streamline transactions by simply selecting Cash App Pay at checkout.

When you use Cash App Pay, money for your payment comes from your Cash App balance. If your balance doesn’t cover the payment, it will then be taken from a linked debit card. If you haven’t linked a debit card and your Cash App balance doesn’t cover the cost of the transaction, the payment will be declined. You won’t be charged an overdraft fee.

Do I need a bank account to use Cash App?

You don’t need a bank account to create a Cash App account or use the mobile app. Without a bank account, there are a few different ways you add or withdraw money from your Cash App balance.

Deposit paper money in stores:
You can deposit money into your Cash App balance at many participating retailers.

Set up direct deposits:
Deposit paychecks, tax returns, and more to your Cash App balance using your account and routing number. You can receive up to $25,000 per direct deposit, and up to $50,000 in a 24-hour period.

Cash App makes direct deposits available as soon as they are received, up to two days earlier than many bank accounts. Your first deposit may take longer to become available depending on your employer.

So, how does Cash App keep my money safe?

Cash App protects millions of people’s payments each month. Cash App is built on one secure platform, with advanced security features to power and protect your personal information and every single transaction that happens on the platform.

How does Cash App keep my account safe?
Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service (3G, 4G, or EDGE).

Is my Cash App balance insured by the FDIC?
If you have a Cash App Card, the money in your Cash App account balance is covered by the FDIC through our partner banks (FDIC “pass-through” insurance) in the event of bank failure. The FDIC will cover eligible accounts up to $250,000 per Cash App customer. Bitcoin and investing balances are not covered by FDIC insurance

Does FDIC cover money lost due to fraud?
No, FDIC offers insurance on deposits by institution, meaning that if your bank goes out of business, your money is protected up to $250,000. Insurance coverage is not provided for individual transactions.